Most pet insurance companies have exclusions and limitations that make them unusable. Exclusions include pre-existing conditions and known health issues. If your pet has any of these conditions, your insurance policy is worthless. Some policies also exclude working pets. For this reason, it’s best to research policies carefully. You might also want to consult a veterinarian before purchasing insurance for your pet. Is pet insurance worth it in Canada?
Pet insurance is not always worth the cost, but it is often well worth the peace of mind it can bring. Many companies in Canada offer pet insurance, and the policies vary in coverage. While many policies cover routine care, others only cover unexpected illnesses. Also, some policies require that you pay the entire cost up front. In such a scenario, pet insurance may not be the best option. However, if you own a cat or a dog, getting insurance can be a good filmik.
Pet insurance is similar to health insurance for humans. There are different levels of coverage and monthly or annual premiums. Each pet insurance policy has different exclusions and limitations. Consumer Reports lists the factors to consider before purchasing pet insurance. If you’re unsure whether it’s worth it, read Consumer Reports’ article on pet insurance. It might help you determine if it’s worth the money you spend.